A hardship letter due to illness is a formal document that explains your financial hardship caused by a medical condition. It is typically written to request assistance from creditors, such as banks or credit card companies.
In this article, we will provide you with templates, examples, and samples of hardship letters due to illness. These resources will help you write a compelling letter that effectively conveys your situation and requests assistance.
By using our templates and samples, you can easily create a hardship letter that is tailored to your specific needs. This can help you get the financial relief you need during a difficult time.
Hardship Letter Due to Illness
Dear [Recipient Name],
I am writing to request financial assistance due to the financial hardship I am facing as a result of my recent illness.
I have been diagnosed with [illness name], which has left me unable to work for the past [number] months. The medical expenses associated with my illness have been substantial, and I have exhausted my savings.
I am currently receiving [amount] in monthly disability benefits, but this is not enough to cover my living expenses, including rent, utilities, and medical bills. I have been trying to find part-time work, but my illness has made it difficult to secure employment.
I am a hard-working and responsible individual, and I am eager to return to work as soon as my health permits. However, I am currently unable to do so, and I am facing the prospect of losing my home and other essential services.
I understand that you may have a policy in place to assist individuals who are experiencing financial hardship due to illness. I would be grateful if you could consider my request for assistance.
Thank you for your time and consideration.
Sincerely,
[Your Name]
How to Write a Hardship Letter Due to Illness
Writing a hardship letter due to illness can be a daunting task, but it is important to remember that you are not alone. Many people have to write these letters every year, and there are resources available to help you get started.
Gather Your Information
The first step is to gather all of the information you will need to write your letter. This includes your medical records, proof of income, and any other documentation that supports your claim.
Choose the Right Format
There is no one-size-fits-all format for a hardship letter. However, there are some general guidelines you can follow. Your letter should be clear, concise, and well-organized.
Start with a Strong Introduction
The introduction of your letter is your chance to make a good first impression. Start with a brief statement of your purpose, and then provide a brief overview of your situation.
Provide Details of Your Illness
In the body of your letter, provide details of your illness. Be sure to include the following information:
- The date you were diagnosed
- The name of your doctor
- The symptoms you are experiencing
- The treatment you are receiving
- The prognosis for your illness
Explain the Hardship You Are Facing
In the next section of your letter, explain the hardship you are facing due to your illness. Be specific about the ways in which your illness has affected your life.
Request Assistance
In the conclusion of your letter, request assistance from the person or organization you are writing to. Be specific about the type of assistance you are requesting.
Proofread Your Letter
Before you send your letter, be sure to proofread it carefully. Check for any errors in grammar, spelling, or punctuation.</
FAQs about Hardship Letter Due To Illness
What is a hardship letter due to illness?
A hardship letter due to illness is a document that explains how an illness has caused financial hardship and requests assistance from a lender or creditor.
What information should I include in a hardship letter due to illness?
Your hardship letter should include your name, contact information, account number (if applicable), a brief description of your illness, how the illness has affected your finances, and what type of assistance you are requesting.
How do I prove my illness?
You can provide documentation from your doctor, hospital, or other healthcare provider to prove your illness.
What types of assistance can I request in a hardship letter due to illness?
You can request a variety of assistance in a hardship letter due to illness, such as a payment deferment, a payment reduction, or a waiver of fees.
How do I submit a hardship letter due to illness?
You can submit a hardship letter due to illness by mail, fax, or email to your lender or creditor.